Working Capital Loans
Fast-track financing designed to cover operational expenses, inventory purchases, payroll, and day-to-day business needs. When cash flow is tight but opportunities are present, working capital loans bridge the gap.
Ideal For:
- Covering short-term operational costs
- Purchasing inventory ahead of seasonal demand
- Managing payroll during slow periods
- Seizing time-sensitive business opportunities
Typical Requirements
- Minimum 6 months in business
- Steady revenue stream
- Decision in 24 hours, funding in 2-5 days
Revenue-Based Financing
Flexible repayment structure tied directly to your business performance. Instead of fixed monthly payments, you pay a percentage of revenue—meaning payments scale up during strong months and down during slower periods.
Perfect For:
- Businesses with fluctuating revenue
- Seasonal businesses
- Growth-stage companies scaling operations
- Companies that need payment flexibility
Typical Requirements
- Consistent monthly revenue
- At least 1 year in business
- Repayment based on a fixed percentage of sales
Equipment Financing
Acquire essential equipment without depleting cash reserves. Whether it's machinery, vehicles, technology, or specialized tools, equipment financing lets you preserve working capital while obtaining the assets you need to operate and grow.
Common Uses:
- Manufacturing equipment and machinery
- Commercial vehicles and transportation
- Restaurant and kitchen equipment
- Technology, computers, and software
- Medical and dental equipment
Typical Requirements
- Equipment details and vendor quote
- Business financial statements
- Equipment typically serves as collateral
Short-Term Financing
Strategic capital designed to bridge temporary cash flow gaps, cover unexpected expenses, or fund immediate opportunities. Short-term financing provides quick access to capital with streamlined repayment timelines.
Best For:
- Bridging cash flow gaps between invoicing and payment
- Covering unexpected expenses or repairs
- Taking advantage of bulk purchase discounts
- Short-term project financing
Typical Requirements
- Clear repayment plan
- Active business operations
- Fast approval and funding process
Business Expansion Loans
Dedicated capital for businesses ready to scale. Whether you're opening new locations, launching marketing campaigns, acquiring competitors, or hiring key personnel, expansion loans provide the strategic funding to fuel growth intelligently.
Common Applications:
- Opening new locations or franchises
- Hiring additional staff or management
- Launching major marketing initiatives
- Acquiring competitors or complementary businesses
- Investing in new product lines or services
Typical Requirements
- Clear growth plan and projections
- Established business with proven track record
- Financial statements demonstrating stability
Invoice Financing
Convert outstanding invoices into immediate working capital. Instead of waiting 30, 60, or 90 days for customer payments, access funds tied up in receivables now. Maintain healthy cash flow without taking on traditional debt.
Ideal For:
- B2B businesses with net-30, net-60, or net-90 terms
- Companies with large outstanding invoices
- Businesses that need to maintain operations while waiting for payment
- Growing companies with increasing receivables
Typical Requirements
- Outstanding invoices to creditworthy customers
- Invoice documentation and customer details
- Advance up to 90% of invoice value