Privacy Policy

Last Updated: March 5, 2026

T&MCOY LLC ("we," "our," or "us") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

Information We Collect

We collect information that you provide directly to us when you:

  • Complete our contact form or loan application
  • Communicate with us via email, phone, or text message
  • Request information about our services
  • Subscribe to updates or marketing communications

Types of information collected may include:

  • Name and contact information (email, phone number, address)
  • Business information (company name, industry, revenue)
  • Financial information necessary to evaluate loan applications
  • Any other information you choose to provide

How We Use Your Information

We use the information we collect to:

  • Process and evaluate your loan application
  • Communicate with you about our services
  • Respond to your inquiries and provide customer support
  • Send you information about products and services that may interest you
  • Improve our website and services
  • Comply with legal and regulatory requirements

SMS & Text Message Communications

If you opt in to receive SMS text messages from T&MCOY LLC, you consent to receive text messages sent through an automatic telephone dialing system (ATDS). These messages may include information about your loan application, account updates, promotional offers, and service-related notifications.

Message frequency may vary. Message and data rates may apply based on your mobile carrier's plan.

Opt-Out: You can opt out of receiving text messages at any time by replying STOP to any message. You will receive a confirmation message confirming your opt-out.

Help: For assistance, reply HELP or contact us at thomas@tm-coy.com.

Consent is NOT a condition of purchase. You are not required to consent to receiving text messages to obtain our services or products.

Supported carriers: Most major carriers are supported. Check with your carrier for specifics.

Sharing Your Information

We do not sell, trade, or rent your personal information to third parties. We may share your information in the following circumstances:

  • Service Providers: We may share information with trusted third-party service providers who assist us in operating our website, conducting business, or servicing you.
  • Legal Requirements: We may disclose information when required by law, court order, or government regulation.
  • Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.

We do not sell your mobile phone number or any personal data to third-party marketers.

Data Security

We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Your Rights

You have the right to:

  • Access the personal information we hold about you
  • Request correction of inaccurate or incomplete information
  • Request deletion of your personal information, subject to legal obligations
  • Opt out of marketing communications at any time
  • Opt out of SMS text messages by replying STOP

Cookies and Tracking

Our website may use cookies and similar tracking technologies to enhance user experience and analyze site traffic. You can control cookie preferences through your browser settings.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children.

Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last Updated" date. We encourage you to review this policy periodically.

Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

T&MCOY LLC
4101 Norwich Place
Evansville, IN 47725
Email: thomas@tm-coy.com